How to find a therapist
- Call the customer service number on your insurance card and ask for a list of providers in your area.
- Use the Psychology Today Therapist Finder page:
- On the left hand side of the screen you are able to narrow your search by insurance carrier, presenting concern and other variables.
- There are pictures of the therapists and they write about themselves. Often it’s easier to see if it’s someone you want to work with rather than just looking at a list of names.
Do you have PPO or HMO Insurance?
- You can find out if you have a PPO or HMO by looking at your insurance card.
- If you have an HMO you will need to see a therapist that is already in network with your insurance. See the steps above to find someone who is already in your network of providers.
- If you have a PPO you can choose almost any therapist. Here’s how that would work…
- You would pay the therapist’s fees up front. (Usually $120-$150 a session)
- The therapist will provide you with a Superbill, which is a detailed receipt for your insurance company.
You can submit that Superbill to your insurance for full or partial reimbursement depending on your insurance.
There is an app called Get Better, Inc. that makes this process super easy. You just have to take a picture of your insurance card and your Superbill and they take care of the rest.
Always consult with your insurance carrier to be sure that they will cover a particular therapist.
Factors to consider when looking for a therapist
The relationship, or fit, between therapist and client accounts for over 80% of what works in therapy. Make sure you trust your therapist and feel comfortable with them. If you attend a session or two and you don’t feel good with the therapist, go somewhere else!
Potential questions to ask therapists when you call.
- Are you taking new clients?
- How often can I be seen by you? (Once a week is fairly typical)
- What is the cost per session? Do you have a sliding scale or special rates for Cal Poly students? Are you able to provide a Superbill? (This is if you have a PPO Insurance)
- What is your therapy style? How do you typically operate in session?
- Do you have any experience working with my type of concern?
Here are some specialty agencies you might consider: